As of 15 mins ago, I owe nothing.
I am not in debt to anyone.
All my money is mine. (37p at last count, but dammit all 37 of them are mine)
It's took almost 15 years in total, and the last ten of them I have not been able to work, but I did it. Bit by bit, month by month....
I feel a night out coming on as soon as Carol's able to... any volunteers for baby sitting?